Insurance Appraisal

Insurance Appraisals in Denver

Insuring your property helps protect against theft, fire, accidental damage, and other potential pitfalls. However, not every item is easy to insure, particularly heirlooms and antiques. You want insurance that will cover any potential losses, but selecting the right policy is nearly impossible if you don’t know the true value of what you own. 

Don’t trust the insurance company to properly evaluate your items, especially when dealing with any obscure collectibles. Instead, contact us for an independent appraisal. Our team of hometown Denver experts will evaluate your belongings to determine their real-world value, so you know what type of insurance coverage is needed to provide complete protection.

The Benefits of an Insurance Appraisal

Unfortunately, dealing with the insurance company isn’t always easy following a disaster. You’ll need to provide proof of ownership — and a photograph is rarely enough. With a professional evaluation, we’ll give you a detailed report on your items that helps establish the legitimacy of your claim.

Additionally, a professional insurance appraisal is ideal for rare, older items that aren’t easy to replace. Even one or two expensive antiques can result in your claim quickly reaching your policy’s limit on personal property. A professional evaluation helps you and your insurer adjust coverage to protect your most valued physical assets, whether through an extension on your homeowner’s policy or through a separate policy entirely.  

How the Appraisal Process Works

We’ll arrive on-site to conduct a thorough appraisal of whatever property you want insured, including furniture, artwork, clothing, electronics, and more. We also specialize in identifying and accurately evaluating unusual and obscure items such as antiques, heirlooms, and collectibles.

After completing your appraisal, results are delivered in a digitally-bound document compliant with Uniform Standards of Professional Appraisal Practice (USPAP) standards. Aside from major insurance companies, a USPAP assessment is also typically accepted by financial institutions, realtors, and many others. 

The Prestige Difference

Many estate service companies do a fine job organizing and selling your items, but they don’t have a team talented enough for accurate appraisals. Prestige is different. Our talented staff has over 50 years of combined experience. We’re able to conduct in-depth, accurate research into the history and value of even obscure, hard-to-insure items.    

At Prestige, we proudly serve the entire Denver area, including the surrounding cities of Wheat Ridge, Lakewood, Cherry Creek, Aurora, and more. You’re not just a customer; you’re our neighbor, and we pledge to always treat you right with fair, fast, and accurate assessments.

To learn more, or schedule an appraisal, contact us online or call us at (303) 479-4970. We’re the Mile High Choice for Denver-area insurance appraisals, and we won’t let you down!    

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